Browsing School of Economic Sciences and Business by Subject "Explanatory factors"

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Default avoidance on credit card portfolios using accounting, demographical and exploratory factors: decision making based on machine learning (ML) techniques

Sariannidis, Nikolaos; Papadakis, Stelios; Garefalakis, Alexandros; Lemonakis, Christos; Tsioptsia, Kyriaki‑Argyro (Springer Verlag, 2020-11)

Effective and thorough credit-risk management is a key factor for lending institutions, as significant financial losses can arise from the borrowers’ default. Consequently, machine learning methods can measure and analyze ...